Step 01 / 06
Start with a home that fits your life.
Consider your budget, deposit and the costs of buying. Mortgage advice can begin before you find a property.
First-time buyer guidanceThe BuySure portfolio
Explore what BuySure can do for you
From your next home to your growing business, choose your starting point.
Business Finance
Explore finance and funding routes for your business.
Explore business finance
Insurance
Insurance information for your home, buildings and belongings.
Explore insurance
Rent to Riches
Landlord support, buy-to-let and the developing Rent to Riches concept.
Explore property services
RMAR Made Easier
Practical administrative and reporting support from BuySure.
Request a Quote support
KYC & KYB
Customer and business verification, with practical onboarding support.
Explore verification servicesA little clarity, every step
Your path to a new home.
Explore the key moments, from finding a property to collecting your keys.
Step 02 / 06
Understand your options.
Discuss your needs, finances and repayment approach. An Agreement in Principle is not a mortgage offer or guarantee.
Explore mortgage adviceStep 03 / 06
From application to assessment.
The lender reviews your circumstances and the property. Its valuation is not a substitute for your own survey.
Understand mortgage applicationsStep 04 / 06
Bring the details together.
Your solicitor or conveyancer handles searches, checks and legal work. This often runs alongside the lender’s assessment.
Read home-buying guidesStep 05 / 06
Consider what needs protecting.
Discuss buildings, contents and other protection needs. Check the required cover and start date with your lender and legal adviser.
Explore home insuranceStep 06 / 06
Ready for your next chapter.
Your legal adviser confirms when to exchange. At completion, funds are transferred and ownership changes; arrange key collection with the agent.
Moving-home guidance01 / 06
An illustrative route in England, Wales and Northern Ireland. Stages can overlap or happen in a different order; lender approval is not assured. Scotland has a different legal process. Speak to your solicitor early.
Understand the numbers
Small changes.
A different picture.
Explore how your mortgage amount, rate and term affect repayments. Every figure here is an illustration, not a lender offer.
Your mortgage over time
IllustrationCapital repaymentInterest-only balance
Repayment / month—Capital + interest
Interest-only / month—Capital remains due at the end
Choose your assumptions to compare repayment methods.
Interest-only requires a suitable plan to repay the full capital. This illustration does not assess suitability or eligibility. Open the repayment calculator →
Mortgage essentials
Understand what shapes your rate.
A rate that stays the same
How it works
Your interest rate stays the same for an agreed period. Check what happens at the end.
A rate that can change
How it works
Your lender can change the rate, which can change your payments. Check the product terms.
Linked to a benchmark
How it works
Tracks a specified benchmark at an agreed margin. The benchmark can rise or fall.
A discount for a set period
How it works
A discount from a lender’s standard variable rate. The underlying rate can still change.